Institutional Responsibilities
Revenue Sharing
- Oakland Community College will not enter into any relationship wherein they recommend
a lender or loan product of a lender in exchange for a fee or other material benefit
Interaction with borrowers
- Oakland Community College shall not assign a first time borrower's loan to a particular
lender or refuse or delay certification of any loan based on the borrower's selection
of a particular lender.
Offers of funds for private loans
- Oakland Community College shall not request or accept any offer of funds for private
loans to a student in exchange for concessions or promises regarding providing the
lender with a specific number of Title IV loans made, ensured, or guaranteed, a
specified loan volume or a preferred lender agreement.
Ban on staffing assistance
- Oakland Community College shall not request or accept from any lender any assistance
with call center staffing or financial aid office staffing except assistance related
to:
- Professional development training for financial aid administrators;
- Providing educational materials including financial literacy, debt management materials
to borrowers provided that such material disclosed the identification that a lender
that assisted in preparing and providing such materials; or
- Staffing services on a short term, non-recurring basis to assist with financial aid
related functions during emergencies, including state declared or federally declared
natural disasters or other localized disasters and emergencies identified by the Secretary
of Education.
Individual Responsibilities
Gift Ban
No officer, employee, or agent in the financial aid office or with responsibilities
with respect to educational loans shall solicit or accept any gift from a lender.
Gift includes any item having a value more than a diminimus amount.
A gift to an individual based on that individual 's relationship with an officer,
employee, or agent of Oakland Community College is considered a gift to the officer,
employee, or agent if the gift was given with their knowledge and acquiescence or
the person had a reason to believe it was given because of their position at Oakland
Community College.
Contracting Arrangements
No officer or employee or agent in the financial aid office or otherwise has responsibility
with respect to education loans shall accept from any lender any financial benefit
as compensation for any type of consulting arrangement or contract to provide services
to a lender, or on behalf of a lender, related to education loans.
This does not prohibit any officer or employee not in the financial aid office but
with responsibility with respect to education loans from providing paid or unpaid
services on such a board that has a written conflict of interest policy requiring
recusal from participation in any decisions of the board regarding education loans
at Oakland Community College.
Advisory Board Compensation
Any employee who is employed in the financial aid office or who otherwise has responsibilities
with respect to education loans and who serves on an advisory board, commission, or
group established by a lender shall be prohibited from receiving anything of value
from the lender except that the employee may be reimbursed for reasonable expenses
incurred in such service.